Expenses - December 2018

Total - S$2,863.78

Expenses came up to S$2,863.78 in Dec 2018.

Boy oh boy, it was a "decadent" month from an experiential standpoint. Flew out to Thailand and Indonesia thrice this month, and was away for 19 days. Majority of the expenses for Vacation / Diving were already front-loaded in November, given this is a cash accounting concept of expenses, so let's see what contributed to the bottom line in Dec 2018.

Largest category was Diving. This involved front loading diving expenses for a diving trip in Jan 2019 to Khao Lak, where I wanted to check out Richelieu Rock, Koh Bon and Similan Islands. Also, paid up for an add-on course module that allowed me to take on Nitrox Air in the future.

Second largest category was undoubtedly Vacation. This involved spending on accommodation and airfare to Indonesia to cross the New Year with my partner, and also for payment of accommodation for the second part of the Jan 2019 diving trip with my family in Phuket.

Eating Out was the third largest category. There were many catch ups with various groups of friends over the holiday season, and as a family, we indulged in the festivities as well. Fun times.

So I was about 28% under budget this month, and I believe I really did live it up this month, and am happy. Not that I'm challenging myself to use up my budget, but perhaps there is a case that I really am quite content with what I have at the moment, that there probably isn't any further utility from increased spending.

Let's see.