Expenses - April 2019

Total - S$3,945.43

Total for April 2019 was S$3,945.43, and it was close to busting my budgeted allowance of S$4,000 per month.

A large part of it was on upcoming trips. Was planning to head to Bali for some diving in May, and also North America in June, so that saw some front-loading of expenses being done in April.

Diving's not exactly the cheapest sport. It's about S$100 for each dive taken, and that can last between 40 to 80 mins, depending on depth, composition of air taken, currents, etc. Not to mention you'll the rental equipment or purchase of your own equipment set. For me, it has been a vibrant and enriching experience given the nature of the sport, and the underwater environment which I truly relish.

Thus I'm looking to develop my skills on this front, and possibly get my professional ratings up in the next 12 months, which opens up new avenues for me. 

That would mean possibly plonking down S$2000 to S$3000 on a set of personal equipment in the later part of the year, which hopefully will last the course. But let's see.

Eating Out was the third largest category. Had a few great memorable meals and experiences with my friends and loved ones this month.

Good news is that I am still below my budgeted allowance, so all's good. But May will definitely see a heavy outflow as I finish up front-loading for my North America journey.

I might even exceed it by a little bit, which in all things, wouldn't matter much as I've pretty much underutilized by conservative budget since leaving work close to 9 months ago. But let's see.